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Related Terms
Pre-Existing Medical Condition
See [Pre-Existing Condition](https://www.aeva.ca/insuropedia/pre-existing-condition)
Paramedical Disciplines
Paramedical disciplines refer to regulated health professionals who provide therapy or rehabilitation services outside of hospital settings. Common examples include physiotherapists, chiropractors, massage therapists, acupuncturists, naturopaths, osteopaths, psychologists, and speech-language pathologists.
Pay-Direct card / Drug card
A pay-direct card, also known as a drug card, is a plastic or digital card issued by your health insurance provider that allows pharmacies to bill your insurer directly for eligible prescription drugs. Instead of paying the full cost upfront and submitting a claim later, you pay only your portion - such as a deductible or coinsurance - at the point of sale.
Per Incident
Per incident refers to the way certain insurance benefits are calculated or limited based on each separate event, illness, or accident rather than by year or lifetime. When a benefit is paid “per incident,” it means you are eligible for reimbursement each time a new, distinct occurrence happens, up to the maximum amount specified for that type of claim.
Per Person / Per Family
Per person and per family describe how benefit limits, deductibles, or maximums are applied within a health or dental insurance plan. A per person limit means the specified amount applies individually to each insured member, while a per family limit represents the total combined coverage for all members under one policy.
Relevant Plans
Plans that relate to Preferred Hospital Accommodation
Alberta Blue Cross - Blue Assured - Basic
Can apply at anytime, at any age.
Alberta Blue Cross - Blue Assured - Enhanced
Can apply at anytime, at any age.
Alberta Blue Cross - Blue Assured - Enhanced+
Can apply at anytime, at any age.
Alberta Blue Cross - Blue Assured - Premium
Can apply at anytime, at any age.
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