Personalized recommendations
Plans tailored to your family, province, and the coverage you actually need.
Compare personal health & dental plans from Canada's top four carriers — through an independent, licensed brokerage.Find the right personal health and dental coverage without the confusion. From Alberta Blue Cross, Sun Life, Manulife, and Canada Life — through Canada's independent brokerage.
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Aeva is an independent, licensed brokerage. We compare plans from the four insurers that cover the overwhelming majority of private health and dental policies in this country — no white-label resellers, no synthetic carriers.
AI advisor
Skip the research. Aeva's AI advisor reads every plan from the four largest Canadian carriers and answers your questions in plain English.
How it works
Quick enough to do between loads of laundry. We'll walk you from intake to insured without the usual back and forth.
Get my matches~30 seconds
Answer a few quick questions about yourself and your family.
Instant
See a personalized list of curated health and dental plans, with real prices.
~20 minutes
Pick on your own or chat with a licensed advisor. Apply online.
Done
Once approved, your policy documents and wallet cards ship to you — and coverage starts.
Why choose Aeva
Plans tailored to your family, province, and the coverage you actually need.
Shop directly from Canada's largest carriers — best available rates, guaranteed.
Our advisors don't work on commission. They're here to help when you want them.
Coverage calculators
Stop guessing. Our calculators let you set precise requirements — drug %, dental limits, physio visits — and instantly see which plans clear the bar.

Coverage when it matters
Our plans help you tackle the medical costs your government health plan doesn't — at a price that works for you and your family.
All carriers, one screen
Comparing plans used to mean colour-coded tabs, copy-pasted PDFs, and a Saturday afternoon you'll never get back. We did the work so you don't have to.
“Aeva was the only place I could find that actually let me browse multiple health plans in Canada. I love the simplicity and the service. So easy! Keep it up!”

Plans for everyone
Student or retiree, self-employed or between contracts — we have a plan that fits. Pick where you are right now.
Hover an option to see what we recommend.
If you already know the benefit you care about most, start with a coverage calculator.
Plan types
Which one is right for you depends on your unique circumstances. Tap a plan type to see how it stacks up.
Best for those with minimal health history.
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Stories about health, tech & insurance
Use these guides to understand your options, then head to Compare Health Insurance or browse plans by carrier.

Find out why using a broker for health or dental insurance in Canada doesn’t cost more, and how brokers provide unbiased advice, claims support, and access to better coverage options across multiple insurers.
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Learn about the new UK ETA requirement for Canadians starting February 2026, how to apply, and why travel medical coverage matters for your trip.

Compare public health insurance coverage across every province and territory in Canada. See what’s covered-and where private plans can fill the gaps.
FAQs
Quick answers about health & dental insurance in Canada.
No.
MRI's (magnetic resonance imaging) are typically covered by provincial health care plans in all provinces and territories except Quebec. Therefore, they are not usually included in private health insurance plans.
Birth control drugs may be covered depending on the specifics of your health insurance plan. Coverage can vary significantly between providers such as Alberta Blue Cross, Canada Life, Manulife, and Sun Life. We recommend reviewing your plan details or consulting with an Aeva health insurance expert to ensure you have the coverage you need for contraceptives and other medications.
If you are unsure about your plan's coverage, Aeva.ca can help you find the best health insurance policy to match your needs.
Diabetic supplies may be eligible for coverage depending on your health insurance plan. Please review your policy details or contact your provider to confirm specific coverage for diabetic supplies.
At Aeva, we assist Canadians in comparing and selecting health insurance plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life to find the one that best suits their medical needs, including potential coverage for diabetic supplies.
Most health and dental insurance plans generally do not cover orthodontics.
The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.
Typically, only immediate family members in your household are eligible to be covered under your health and dental plan.
However, a grandchild can be added as a dependent if you have legal guardianship and they reside with you.
Yes, you can add or remove your spouse from your health and dental insurance plan. However, depending on the policy, underwriting may be required, meaning your spouse might need to qualify medically. This could involve answering medical questions.
Adding or removing a spouse can occur at any time during the lifetime of the policy. Depending on the situation, the difference in premium will either be billed or refunded accordingly.
Yes, you can add stepchildren to your health and dental insurance plan. Generally, they need to be unmarried and dependent on you for maintenance and support.
In addition to stepchildren, biological and adoptive children can also be covered under your health and dental insurance as long as you have legal guardianship.
As long as you are covered by provincial healthcare, you will always be offered coverage when you apply for a health insurance plan through Aeva.
It is possible to be declined for a Medically Underwritten plan due to your medical history.
You can always apply for a Guaranteed Acceptance plan, regardless of whether you have pre-existing conditions or have been declined for coverage (e.g., declined for a Medically Underwritten plan).
A prerequisite for any health care plan in Canada is that you must already be a Canadian resident and covered by a provincial or territorial government health care plan.
If you have family visiting, we suggest you obtain Visitors to Canada insurance, which is a form of Travel Insurance designed for this purpose.
If you need assistance with Visitors to Canada insurance, an Aeva representative can help you upon request by emailing support@aeva.ca.
Yes, you can customize a health insurance plan to suit your needs, but it will depend on your specific plan.
Most health insurance plans offer optional add-ons that you can choose to include in order to better match your unique personal requirements. For instance, travel add-ons may be available to provide coverage for emergency medical expenses when you are traveling outside your home province.
This flexibility allows you to tailor your health insurance policy, whether it’s with Alberta Blue Cross, Canada Life, Manulife, or Sun Life, to fit your lifestyle and coverage needs.
Let us take care of getting you and your family covered.
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