Compare HealthInsurance in Canada,and everythingafter.

No.

MRI's (magnetic resonance imaging) are typically covered by provincial health care plans in all provinces and territories except Quebec. Therefore, they are not usually included in private health insurance plans.

Birth control drugs may be covered depending on the specifics of your health insurance plan. Coverage can vary significantly between providers such as Alberta Blue Cross, Canada Life, Manulife, and Sun Life. We recommend reviewing your plan details or consulting with an Aeva health insurance expert to ensure you have the coverage you need for contraceptives and other medications.

If you are unsure about your plan's coverage, Aeva.ca can help you find the best health insurance policy to match your needs.

Diabetic supplies may be eligible for coverage depending on your health insurance plan. Please review your policy details or contact your provider to confirm specific coverage for diabetic supplies.

At Aeva, we assist Canadians in comparing and selecting health insurance plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life to find the one that best suits their medical needs, including potential coverage for diabetic supplies.

Most health and dental insurance plans generally do not cover orthodontics.

The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.

Typically, only immediate family members in your household are eligible to be covered under your health and dental plan.

However, a grandchild can be added as a dependent if you have legal guardianship and they reside with you.

Yes, you can add or remove your spouse from your health and dental insurance plan. However, depending on the policy, underwriting may be required, meaning your spouse might need to qualify medically. This could involve answering medical questions.

Adding or removing a spouse can occur at any time during the lifetime of the policy. Depending on the situation, the difference in premium will either be billed or refunded accordingly.

Yes, you can add stepchildren to your health and dental insurance plan. Generally, they need to be unmarried and dependent on you for maintenance and support.

In addition to stepchildren, biological and adoptive children can also be covered under your health and dental insurance as long as you have legal guardianship.

As long as you are covered by provincial healthcare, you will always be offered coverage when you apply for a health insurance plan through Aeva.

It is possible to be declined for a Medically Underwritten plan due to your medical history.

You can always apply for a Guaranteed Acceptance plan, regardless of whether you have pre-existing conditions or have been declined for coverage (e.g., declined for a Medically Underwritten plan).

A prerequisite for any health care plan in Canada is that you must already be a Canadian resident and covered by a provincial or territorial government health care plan.

If you have family visiting, we suggest you obtain Visitors to Canada insurance, which is a form of Travel Insurance designed for this purpose.

If you need assistance with Visitors to Canada insurance, an Aeva representative can help you upon request by emailing support@aeva.ca.

Yes, you can customize a health insurance plan to suit your needs, but it will depend on your specific plan.

Most health insurance plans offer optional add-ons that you can choose to include in order to better match your unique personal requirements. For instance, travel add-ons may be available to provide coverage for emergency medical expenses when you are traveling outside your home province.

This flexibility allows you to tailor your health insurance policy, whether it’s with Alberta Blue Cross, Canada Life, Manulife, or Sun Life, to fit your lifestyle and coverage needs.