Issue No. 01

Compare HealthInsurance Plansin Canada,in Minutes.

Compare personal health & dental plans from Canada's top four carriers — through an independent, licensed brokerage.

I live in .

~3 min · No obligation · 100% free

§ 02

Built on plans fromCanada's top four.

Aeva is an independent, licensed brokerage. We compare plans from the four insurers that cover the overwhelming majority of private health and dental policies in this country — no white-label resellers, no synthetic carriers.

In rotation

AI advisor

Ask anything.Get a real answer.

Skip the research. Aeva's AI advisor reads every plan from the four largest Canadian carriers and answers your questions in plain English.

  • Instant answers
    No forms, no holding music — replies in seconds.
  • Plain English
    No jargon. Just clear comparisons and trade-offs.
  • Reads every plan
    Trained on the full plan library from all four carriers.

How it works

Four steps.About three minutes.

Quick enough to do between loads of laundry. We'll walk you from intake to insured without the usual back and forth.

Get my matches
  1. 01

    ~30 seconds

    Tell us about you

    Answer a few quick questions about yourself and your family.

  2. 02

    Instant

    Compare side by side

    See a personalized list of curated health and dental plans, with real prices.

  3. 03

    ~20 minutes

    Choose with confidence

    Pick on your own or chat with a licensed advisor. Apply online.

  4. 04

    Done

    Coverage begins

    Once approved, your policy documents and wallet cards ship to you — and coverage starts.

Why choose Aeva

Built for Canadians, like you.

Personalized recommendations

Plans tailored to your family, province, and the coverage you actually need.

Best rates in Canada

Shop directly from Canada's largest carriers — best available rates, guaranteed.

Human help, no commission

Our advisors don't work on commission. They're here to help when you want them.

Coverage calculators

Find plans that fityour exact needs.

Stop guessing. Our calculators let you set precise requirements — drug %, dental limits, physio visits — and instantly see which plans clear the bar.

  • Set exact coverage requirements
  • Instantly see which plans qualify
  • Compare specific benefits across carriers
Explore all calculators
A child playing outside with their dog
moments that matterNo. 47

Coverage when it matters

We've got youcovered.

Our plans help you tackle the medical costs your government health plan doesn't — at a price that works for you and your family.

Dental & Vision

  • Routine dental services
  • Eye exams, glasses, contacts & laser surgery

Prescriptions & Devices

  • Prescription drugs
  • Medical devices & supplies

Therapies & Mental Health

  • Physio, chiropractor & massage therapy
  • Social workers & psychologists
  • Naturopaths, dieticians, acupuncturists

Hospital, Travel & Wellness

  • Hospital & ambulance
  • Travel
  • Wellness services

All carriers, one screen

Compare plans without the spreadsheets.

Comparing plans used to mean colour-coded tabs, copy-pasted PDFs, and a Saturday afternoon you'll never get back. We did the work so you don't have to.

5.0 · Verified review
Aeva was the only place I could find that actually let me browse multiple health plans in Canada. I love the simplicity and the service. So easy! Keep it up!
E
Ellen K
Graphic Designer
A business owner and a young family — Aeva fits both

Plans for everyone

Plans that fityour circumstances.

Student or retiree, self-employed or between contracts — we have a plan that fits. Pick where you are right now.

Hover an option to see what we recommend.

If you already know the benefit you care about most, start with a coverage calculator.

Plan types

Three types of health insurance plans.

Which one is right for you depends on your unique circumstances. Tap a plan type to see how it stacks up.

Medically Underwritten

Best for those with minimal health history.

Best value
  • Apply
    Anytime
  • Medical questionnaire
    Required
  • Benefits & features
    Most
  • Coverage starts
    1st of next month (if approved)
  • Pre-existing conditions
    Excluded
  • Value profile
    Best

FAQs

Common questions

Quick answers about health & dental insurance in Canada.

Are MRI's covered by health insurance plans in Canada?

No.

MRI's (magnetic resonance imaging) are typically covered by provincial health care plans in all provinces and territories except Quebec. Therefore, they are not usually included in private health insurance plans.

Are birth control drugs covered by health insurance plans?

Birth control drugs may be covered depending on the specifics of your health insurance plan. Coverage can vary significantly between providers such as Alberta Blue Cross, Canada Life, Manulife, and Sun Life. We recommend reviewing your plan details or consulting with an Aeva health insurance expert to ensure you have the coverage you need for contraceptives and other medications.

If you are unsure about your plan's coverage, Aeva.ca can help you find the best health insurance policy to match your needs.

Are diabetic supplies covered by health insurance?

Diabetic supplies may be eligible for coverage depending on your health insurance plan. Please review your policy details or contact your provider to confirm specific coverage for diabetic supplies.

At Aeva, we assist Canadians in comparing and selecting health insurance plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life to find the one that best suits their medical needs, including potential coverage for diabetic supplies.

Are orthodontics covered by health insurance?

Most health and dental insurance plans generally do not cover orthodontics.

The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.

Can I add grandchildren to my health and dental insurance plan?

Typically, only immediate family members in your household are eligible to be covered under your health and dental plan.

However, a grandchild can be added as a dependent if you have legal guardianship and they reside with you.

Can I add or remove my spouse to my health and dental plan?

Yes, you can add or remove your spouse from your health and dental insurance plan. However, depending on the policy, underwriting may be required, meaning your spouse might need to qualify medically. This could involve answering medical questions.

Adding or removing a spouse can occur at any time during the lifetime of the policy. Depending on the situation, the difference in premium will either be billed or refunded accordingly.

Can I add stepchildren to my health and dental plan?

Yes, you can add stepchildren to your health and dental insurance plan. Generally, they need to be unmarried and dependent on you for maintenance and support.

In addition to stepchildren, biological and adoptive children can also be covered under your health and dental insurance as long as you have legal guardianship.

Can I be denied health insurance coverage?

As long as you are covered by provincial healthcare, you will always be offered coverage when you apply for a health insurance plan through Aeva.

It is possible to be declined for a Medically Underwritten plan due to your medical history.

You can always apply for a Guaranteed Acceptance plan, regardless of whether you have pre-existing conditions or have been declined for coverage (e.g., declined for a Medically Underwritten plan).

Can I buy health insurance coverage for family visiting from overseas?

A prerequisite for any health care plan in Canada is that you must already be a Canadian resident and covered by a provincial or territorial government health care plan.

If you have family visiting, we suggest you obtain Visitors to Canada insurance, which is a form of Travel Insurance designed for this purpose.

If you need assistance with Visitors to Canada insurance, an Aeva representative can help you upon request by emailing support@aeva.ca.

Can I customize a health insurance plan to suit my needs?

Yes, you can customize a health insurance plan to suit your needs, but it will depend on your specific plan.

Most health insurance plans offer optional add-ons that you can choose to include in order to better match your unique personal requirements. For instance, travel add-ons may be available to provide coverage for emergency medical expenses when you are traveling outside your home province.

This flexibility allows you to tailor your health insurance policy, whether it’s with Alberta Blue Cross, Canada Life, Manulife, or Sun Life, to fit your lifestyle and coverage needs.

Ready?
Let's find you a plan

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Compare plans from top Canadian insurers in minutes