Periodontics

Periodontics is the area of dentistry concerned with the prevention, diagnosis, and treatment of gum disease and supporting bone structures around the teeth. Treatments may include deep cleaning (scaling and root planning), gum grafts, and maintenance therapy.

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Dental plans classify periodontics as either basic or major restorative depending on the insurer. Reimbursement rates typically range from 50 to 80 percent, and waiting periods may apply for more extensive procedures.

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Example:

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If your plan covers 80 percent for basic dental and your periodontal cleaning costs $250, the insurer pays $200 and you pay $50.

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What to Watch For:

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Confirm how your plan classifies periodontics, since major restorative procedures may have lower reimbursement rates and waiting periods.