Affordable Health Insurance in New Brunswick
New Brunswick Medicare handles your doctor and hospital visits in New Brunswick. For the dental, vision, drug and paramedical costs it leaves out, compare private plans and get personalized quotes in minutes.
What health insurance costs in New Brunswick
Real monthly premiums from the current New Brunswick rate tables for a single adult, before any optional add-ons. The range spans every plan sold here, from the lightest to the richest, so a low starting price usually means lighter coverage.
| Profile | Starting at | Up to | Cheapest plan |
|---|---|---|---|
| 30-year-old, single | $54.10/month | $394/month | Personal Health Insurance - Basic |
| 45-year-old, single | $54.48/month | $394/month | Canada Life Freedom To Choose Guaranteed Without Drugs |
| 62-year-old, single | $58.57/month | $401/month | Canada Life Freedom To Choose Guaranteed Without Drugs |
How New Brunswick compares to the rest of Canada
Private plans are sold nationally, but they are not priced the same everywhere. Comparing the cheapest plan available in each province shows where New Brunswick sits. Its position changes with age, because the cheapest plan switches from an age-rated product to a flat-rate one as you get older.
| Profile | New Brunswick | Rank | Cheapest province |
|---|---|---|---|
| 30-year-old, single | $54.10/month | 8 of 13 | Newfoundland and Labrador, $49.30New Brunswick is 9.7% higher |
| 45-year-old, single | $54.48/month | 4 of 13 | Newfoundland and Labrador, $49.30New Brunswick is 10.5% higher |
| 62-year-old, single | $58.57/month | 4 of 13 | Newfoundland and Labrador, $53.01New Brunswick is 10.5% higher |
The same plan costs more here
These plans are sold across the country, but a New Brunswick resident pays more for identical coverage. Figures are for a 30-year-old single adult.
- Health Coverage Choice - Plan C (No Dental) costs $282.24/month in New Brunswick against $147.13 in Quebec, a 91.8% difference.
- Health Coverage Choice - Plan B (No Dental) costs $205.87/month in New Brunswick against $109.61 in Quebec, a 87.8% difference.
- Health Coverage Choice - Plan A costs $131.92/month in New Brunswick against $95.18 in Quebec, a 38.6% difference.
Who you can buy from in New Brunswick
3 insurers sell individual health and dental coverage in New Brunswick, across 27 plans.
What New Brunswick Medicare covers
New Brunswick residents are covered by New Brunswick Medicare for medically necessary physician and hospital care. It does not pay for routine dental, vision or most adult prescription drugs, so private coverage fills those gaps.
New Brunswick does not run a broad public dental plan for the general population; its dental support is limited to narrow programs tied to social assistance. For most residents the practical public option is the federal Canadian Dental Care Plan rather than a provincial scheme. The federal Canadian Dental Care Plan is the public backstop here: it covers eligible residents under the $90,000 family-income line who have no private dental insurance, and now spans all ages.
Who lacks coverage here
A large share of New Brunswick employment is with small businesses and in seasonal industries where group benefits are uncommon. For those households, individual plans from Canada Life, Manulife and Sun Life are the main route to predictable dental and health costs; Alberta Blue Cross does not sell in the province.
Health Insurance Companies in New Brunswick
Availability of insurance companies and their products can vary from one province/territory to the next. The following health insurance companies are available to residents of New Brunswick:
Alberta Blue Cross
Canada Life
Manulife
Sun Life
Ready to get started?
Join the other families in New Brunswick covered by affordable health insurance from Aeva.
Let us take care of getting you and your family covered.
Health insurance in New Brunswick: common questions
- Does New Brunswick have a public dental program?
- New Brunswick does not run a broad public dental plan for the general population; its dental support is limited to narrow social-assistance programs. Most residents without workplace coverage rely on the federal Canadian Dental Care Plan if eligible, or on a private plan.
- What does New Brunswick Medicare leave out?
- Medicare covers physician and hospital care but not routine dental, vision or most adult prescription drugs. Those costs fall to workplace benefits, a private plan, or the federal Canadian Dental Care Plan for eligible residents.
- Who most needs private coverage in New Brunswick?
- Seasonal and small-business workers, who make up a large share of New Brunswick employment and rarely have group benefits, are the most exposed. Canada Life, Manulife and Sun Life sell individual plans here; Alberta Blue Cross does not.
