Health Insurance Benefits
Ambulance Services
What this benefit typically includes in extended health insurance plans in Canada - and what to look for when comparing coverage.
Ambulance coverage provides financial protection for emergency transportation to a hospital by a licensed ambulance service. Typically, it includes:
- Ground ambulance services for emergencies requiring hospital transport.
- Air or helicopter ambulance services when necessary, especially for remote or life-threatening situations.
- Transfers between medical facilities if specialized care is needed at a different location.
- Coverage for paramedic and first-responder services provided during transport.
- Some plans cover ambulance services out of province, although limits may apply.