Affordable Health Insurance in Nunavut
Nunavut Health Care Plan handles your doctor and hospital visits in Nunavut. For the dental, vision, drug and paramedical costs it leaves out, compare private plans and get personalized quotes in minutes.
What health insurance costs in Nunavut
Real monthly premiums from the current Nunavut rate tables for a single adult, before any optional add-ons. The range spans every plan sold here, from the lightest to the richest, so a low starting price usually means lighter coverage.
| Profile | Starting at | Up to | Cheapest plan |
|---|---|---|---|
| 30-year-old, single | $54.63/month | $420/month | Personal Health Insurance - Basic |
| 45-year-old, single | $55.06/month | $427/month | Canada Life Freedom To Choose Guaranteed Without Drugs |
| 62-year-old, single | $59.29/month | $472/month | Canada Life Freedom To Choose Guaranteed Without Drugs |
How Nunavut compares to the rest of Canada
Private plans are sold nationally, but they are not priced the same everywhere. Comparing the cheapest plan available in each province shows where Nunavut sits. Its position changes with age, because the cheapest plan switches from an age-rated product to a flat-rate one as you get older.
| Profile | Nunavut | Rank | Cheapest province |
|---|---|---|---|
| 30-year-old, single | $54.63/month | 9 of 13tied with 2 others | Newfoundland and Labrador, $49.30Nunavut is 10.8% higher |
| 45-year-old, single | $55.06/month | 7 of 13tied with 2 others | Newfoundland and Labrador, $49.30Nunavut is 11.7% higher |
| 62-year-old, single | $59.29/month | 7 of 13tied with 2 others | Newfoundland and Labrador, $53.01Nunavut is 11.8% higher |
The same plan costs more here
These plans are sold across the country, but a Nunavut resident pays more for identical coverage. Figures are for a 30-year-old single adult.
- Health Coverage Choice - Plan C (No Dental) costs $293.87/month in Nunavut against $147.13 in Quebec, a 99.7% difference.
- Health Coverage Choice - Plan B (No Dental) costs $215.76/month in Nunavut against $109.61 in Quebec, a 96.8% difference.
- Personal Health Insurance - Enhanced (No Dental) costs $155.70/month in Nunavut against $95.75 in Quebec, a 62.6% difference.
Who you can buy from in Nunavut
3 insurers sell individual health and dental coverage in Nunavut, across 27 plans.
What the Nunavut Health Care Plan covers
Nunavut residents are covered by the Nunavut Health Care Plan for medically necessary physician and hospital care. It does not cover routine adult dental for most residents.
Why Nunavut differs from southern provinces
A large share of Nunavut residents are covered for dental through the federal Non-Insured Health Benefits program for First Nations and Inuit, with eligible Inuit accessing benefits using their Nunavut Health Care Card and no deductible or co-payment. That makes private dental insurance unnecessary for many residents, unlike in southern provinces where private dental is the default. The federal Canadian Dental Care Plan is the public backstop here: it covers eligible residents under the $90,000 family-income line who have no private dental insurance, and now spans all ages.
Dental and specialist care in Nunavut often involves travel and visiting teams. Residents not covered by a federal program who buy private coverage choose among the national carriers Canada Life, Manulife and Sun Life; Alberta Blue Cross does not sell here.
Health Insurance Companies in Nunavut
Availability of insurance companies and their products can vary from one province/territory to the next. The following health insurance companies are available to residents of Nunavut:
Alberta Blue Cross
Canada Life
Manulife
Sun Life
Ready to get started?
Join the other families in Nunavut covered by affordable health insurance from Aeva.
Let us take care of getting you and your family covered.
Health insurance in Nunavut: common questions
- Why is Nunavut different from southern provinces?
- A large share of Nunavut residents are covered for dental through the federal Non-Insured Health Benefits program for First Nations and Inuit, with eligible Inuit using their Nunavut Health Care Card and no deductible or co-payment. That makes private dental unnecessary for many residents.
- Who in Nunavut needs private coverage?
- Residents not eligible for Non-Insured Health Benefits or the federal Canadian Dental Care Plan are the ones who benefit from a private plan, which provides predictable coverage for care that would otherwise be paid out of pocket.
- How does dental access work in Nunavut?
- Dental care in Nunavut often relies on visiting teams and, for complex treatment, travel to larger centres. Private plans reimburse covered charges regardless of where care is delivered, up to an annual maximum, which helps residents who pay out of pocket.
