Alberta Blue Cross - Blue Choice - Premium

Why use Aeva? We make it easy to compare health and dental insurance plans from multiple providers, with expert guidance and no extra fees-helping you find the right coverage all in one place.

This is a Medically Underwritten plan from Alberta Blue Cross belonging to their Blue Choice line of plans.

This type of plan is best for those with minimal health history.

Can apply at anytime up to age 64.

Includes:

Accidental Death & Dismemberment (AD&D)
Ambulance Services
Dental Services
Hearing Aids
Medical Equipment & Supplies
Paramedical Services
Prescription Drugs
Travel (Out-of-Country)
Vision Care

More information

Accidental Death & Dismemberment (AD&D)▼
  • $25,000
Ambulance Services▼

Covers trips to hospital in a licensed ambulance in your home province/territory of residence. Covers charges up to the amount between what your government health insurance plan covers and what is reasonable and customary.

  • Ground & Air ambulance: 100%
Dental Services▼

Basic and preventive care

  • Includes checkups, cleanings, fillings, extractions and root canals
  • Three-month waiting period
  • 90% reimbursement

Dentures (one year waiting period)

  • 50% reimbursement

Periodontics (one year waiting period)

  • 90% reimbursement

Extensive

  • 60% reimbursement
  • Includes crowns, bridges and implants (two year waiting period)
  • $750 first year combined maximum (applies to basic and preventive care only)
  • $2,000 second and subsequent years combined maximum (per year; includes basic, extensive, dentures and periodontics)

Orthodontic (two year waiting period; per lifetime)

  • 50%; $2,500
Hearing Aids▼
  • Hearing aids (per four years): $750
Medical Equipment & Supplies▼
  • Blood pressure monitor (per five years): $150
  • CPAP sleep apnea appliance (per five years): $750
  • Custom braces (per two years): 70%; $750
  • Foot orthotics (per year): 70%; $200
  • Ileostomy/colostomy, urinary catheters and supplies (per year): 80%; $1,200
  • Mastectomy prosthesis (per two years): $200 for single; $400 for double
  • Medical aids (per year; crutches, canes, cervical collars, walkers, splints, trusses and traction kits): $250
  • Orthopedic shoes (per year): $250
  • Oxygen and equipment (per year): $2,500
  • Prosthetics (per year): $300
  • Surgical stockings (per year): $200
  • Wheelchair (per three years): $1,500
Paramedical Services▼
  • Accidental dental care (per incident): $3,000
  • Acupuncturist, homeopath, osteopath and naturopath (per visit): $50
  • Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath): $350
  • Chiropractor (per visit): $40
  • Physiotherapist and massage therapist (per visit): $60
  • Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist): $600
  • Podiatrist and chiropodist (per visit): $25
  • Combined maximum (per year; includes podiatrist and chiropodist): $300
  • Psychologist (including iCBT) (per visit/per year): $150/$1,800
  • Individual Assistance Program (IAP) (per calendar years): 12 sessions
Prescription Drugs▼
  • Direct bill
  • 80% reimbursement
  • $10,000 annual maximum
  • Reduces to $2,000 per year once any individual turns 65.
  • Includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines.
Travel (Out-of-Country)▼
  • 100% reimbursement
  • $5 million lifetime maximum
  • Coverage provided for the first 30 days of a trip
  • Covers travel outside of your province or territory or outside of Canada
  • Available until the age of 65

If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 3 months before your trip, expenses related to this condition are not included.

Vision Care▼
  • Including eye exams (per two years): $300