Endodontics
Endodontics is a branch of dentistry focused on treating the interior of the tooth, most commonly through root canal therapy. It addresses infections, inflammation, or damage to the dental pulp and surrounding tissue. Most dental plans classify endodontics as a restorative service, meaning it typically falls under the same category as fillings and crowns.
Coverage for endodontic treatment varies by plan. Basic plans may reimburse a percentage of the cost, while comprehensive plans cover a larger portion or include higher annual maximums. Because root canals can be costly, understanding how your plan classifies and reimburses endodontic procedures is important.
Example:
If your plan reimburses 80 percent for restorative services and a root canal costs $900, your insurer pays $720 and you pay $180.
What to Watch For:
Confirm whether your plan treats endodontics as basic or major restorative. This distinction affects reimbursement percentages and waiting periods.
