Affordable Health Insurance in Prince Edward Island
PEI Medicare handles your doctor and hospital visits in Prince Edward Island. For the dental, vision, drug and paramedical costs it leaves out, compare private plans and get personalized quotes in minutes.
What health insurance costs in Prince Edward Island
Real monthly premiums from the current Prince Edward Island rate tables for a single adult, before any optional add-ons. The range spans every plan sold here, from the lightest to the richest, so a low starting price usually means lighter coverage.
| Profile | Starting at | Up to | Cheapest plan |
|---|---|---|---|
| 30-year-old, single | $52.07/month | $345/month | Personal Health Insurance - Basic |
| 45-year-old, single | $53.49/month | $353/month | Canada Life Freedom To Choose Guaranteed Without Drugs |
| 62-year-old, single | $57.51/month | $401/month | Canada Life Freedom To Choose Guaranteed Without Drugs |
How Prince Edward Island compares to the rest of Canada
Private plans are sold nationally, but they are not priced the same everywhere. Comparing the cheapest plan available in each province shows where Prince Edward Island sits. Its position changes with age, because the cheapest plan switches from an age-rated product to a flat-rate one as you get older.
| Profile | Prince Edward Island | Rank | Cheapest province |
|---|---|---|---|
| 30-year-old, single | $52.07/month | 6 of 13 | Newfoundland and Labrador, $49.30Prince Edward Island is 5.6% higher |
| 45-year-old, single | $53.49/month | 3 of 13 | Newfoundland and Labrador, $49.30Prince Edward Island is 8.5% higher |
| 62-year-old, single | $57.51/month | 3 of 13 | Newfoundland and Labrador, $53.01Prince Edward Island is 8.5% higher |
The same plan costs more here
These plans are sold across the country, but a Prince Edward Island resident pays more for identical coverage. Figures are for a 30-year-old single adult.
- Health Coverage Choice - Plan C (No Dental) costs $283.08/month in Prince Edward Island against $147.13 in Quebec, a 92.4% difference.
- Health Coverage Choice - Plan B (No Dental) costs $196.26/month in Prince Edward Island against $109.61 in Quebec, a 79.1% difference.
- Health Coverage Choice - Plan A costs $132.34/month in Prince Edward Island against $95.18 in Quebec, a 39% difference.
Who you can buy from in Prince Edward Island
3 insurers sell individual health and dental coverage in Prince Edward Island, across 27 plans.
What PEI Medicare covers
Prince Edward Island residents are covered by the provincial Medicare program for medically necessary physician and hospital care. It does not pay for routine adult dental, vision or most prescription drugs, so private coverage fills those gaps.
The Island does not run a universal public dental plan; its dental support is aimed at children and lower-income residents. Most working-age Islanders without workplace benefits look to the federal Canadian Dental Care Plan or to private coverage. The federal Canadian Dental Care Plan is the public backstop here: it covers eligible residents under the $90,000 family-income line who have no private dental insurance, and now spans all ages.
Who lacks coverage on the Island
Prince Edward Island has a high share of seasonal, tourism and small-business employment where group benefits are uncommon. For those households, individual plans from Canada Life, Manulife and Sun Life are the main way to make health and dental costs predictable; Alberta Blue Cross does not sell on the Island.
Health Insurance Companies in Prince Edward Island
Availability of insurance companies and their products can vary from one province/territory to the next. The following health insurance companies are available to residents of Prince Edward Island:
Alberta Blue Cross
Canada Life
Manulife
Sun Life
Ready to get started?
Join the other families in Prince Edward Island covered by affordable health insurance from Aeva.
Let us take care of getting you and your family covered.
Health insurance in Prince Edward Island: common questions
- Does PEI Medicare cover dental?
- No. The Island’s Medicare program covers physician and hospital care but not routine adult dental, vision or most prescription drugs. Islanders cover those through workplace benefits, a private plan, or the federal Canadian Dental Care Plan if eligible.
- Is there a provincial dental plan on the Island?
- PEI does not run a universal public dental plan; support is aimed at children and lower-income residents. Most working-age Islanders without workplace benefits use the federal Canadian Dental Care Plan or buy private coverage.
- Who most needs private coverage on PEI?
- Seasonal, tourism and small-business workers, who make up a high share of Island employment and rarely have group benefits, are the most exposed. Canada Life, Manulife and Sun Life sell individual plans here; Alberta Blue Cross does not.
