Compare Health Insurance Across All Canadian Provinces & Territories
Find affordable health, dental, and extended benefits coverage tailored to your province or territory. While some Canadians may qualify for the Canadian Dental Care Plan (CDCP), compare personalized private insurance quotes from trusted providers including Alberta Blue Cross, Manulife, Sun Life, Canada Life, and more for comprehensive coverage.
Get comprehensive coverage for prescription drugs, paramedical services (physiotherapy, massage, chiropractic), vision care, mental health support, dental insurance, and medical devices. Each province has unique provincial health plans - we help you fill the gaps with affordable private insurance.
Alberta
ABFind the best health insurance in Alberta with Aeva.ca. Compare policies from Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Let us help you find the right health plan tailored to your needs. Secure your health with the best insurance coverage in Alberta.
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British Columbia
BCFind the best health insurance in British Columbia with Aeva.ca. We match you with top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Explore affordable, comprehensive plans tailored to your needs in BC and get the coverage you deserve.
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Manitoba
MBFind the best health insurance policies in Manitoba with Aeva.ca. We help you compare top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life to get the right plan. Discover affordable health coverage options in Manitoba today!
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New Brunswick
NBFind the best health insurance policies in New Brunswick with Aeva. Compare plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life to ensure you get the coverage you need. Expert guidance for residents of New Brunswick to secure their ideal health insurance.
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Newfoundland and Labrador
NLDiscover top health insurance options in Newfoundland and Labrador with Aeva.ca. Compare plans from leading providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Let us help you find the best policy tailored to your needs. Start exploring health coverage today!
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Northwest Territories
NTFind the best health insurance policies in Northwest Territories with Aeva.ca. Compare top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life to get coverage tailored to your needs. Trust Aeva to simplify your search for optimal healthcare plans.
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Nova Scotia
NSFind the best health insurance policies in Nova Scotia with Aeva.ca. As experts in matching Canadians with top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life, we help you discover the right plan for your needs. Get covered today with the best options available in Nova Scotia.
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Nunavut
NUFind the best health insurance in Nunavut with Aeva's expert brokerage services. Compare plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Let Aeva match you to the perfect health insurance policy tailored for Nunavut residents. Get insured today!
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Ontario
ONFind the best health insurance in Ontario with Aeva.ca. Our brokerage services match you with top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Get expert help finding the right health insurance policy tailored to your needs in Ontario. Start today!
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Prince Edward Island
PEFind the best health insurance plans in Prince Edward Island with Aeva.ca. Compare policies from Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Expert brokerage services to help Islanders secure the right coverage. Get a quote today!
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Quebec
QCLooking for the best health insurance in Quebec? Aeva.ca connects you with top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Discover tailored coverage options and save money with Aeva's expert brokerage services. Get the right plan for your needs in Quebec today!
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Saskatchewan
SKFind the best health insurance in Saskatchewan with Aeva.ca. Compare top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Let Aeva match you to the perfect policy for your needs. Get expert help navigating Saskatchewan's health insurance options today!
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Yukon
YTFind the best health insurance in Yukon with Aeva. Compare plans from top providers like Alberta Blue Cross, Canada Life, Manulife, and Sun Life. Get expert advice tailored to your needs. Start protecting your health today with Aeva's brokerage services.
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Understanding Provincial & Territorial Health Insurance in Canada
Every Canadian province and territory provides public health insurance covering basic medical services. However, coverage varies significantly across regions, and many essential health services require private health insurance to supplement your provincial plan.
What Provincial Health Plans DON'T Cover:
- Prescription Drugs: Most provinces don't cover medications for working-age adults
- Dental Care: Cleanings, fillings, root canals, and orthodontics typically require private insurance. However, eligible Canadians may qualify for the Canadian Dental Care Plan (CDCP) based on income and other criteria. Learn more about how the CDCP works and why private coverage still matters.
- Vision Care: Eye exams (for adults), glasses, and contact lenses aren't covered
- Paramedical Services: Physiotherapy, massage therapy, and chiropractic care
- Mental Health Services: Private psychology and counseling sessions
- Medical Devices: Orthotics, hearing aids, and mobility equipment
- Ambulance Services: Emergency transportation can cost hundreds of dollars
- Hospital Amenities: Private/semi-private room upgrades
Provincial Health Insurance Plans by Region:
Western Canada:
- Alberta Health Care Insurance Plan (AHCIP): Free for most residents, but limited prescription coverage
- BC Medical Services Plan (MSP): Covers medically necessary services, PharmaCare for prescriptions
- Saskatchewan Health Card: Provincial drug plan available with deductibles
- Manitoba Health Card: Pharmacare program based on family income
Central Canada:
- Ontario Health Insurance Plan (OHIP): OHIP+ for children/youth under 25, private insurance needed for adults
- Régie de l'assurance maladie du Québec (RAMQ): Public drug insurance available but with premiums
Atlantic Canada:
- New Brunswick Medicare: Drug plan for specific populations only
- Nova Scotia MSI: Pharmacare programs available with income-based premiums
- PEI Health Card: Generic drug program with copayments
- Newfoundland & Labrador MCP: Prescription drug programs for seniors and low-income families
Northern Territories:
- Yukon Health Care Insurance Plan: Extended health benefits for seniors, children, and low-income residents
- NWT Health Care Plan: Supplementary health benefits available through NIHB
- Nunavut Health Card: Extended health coverage for specific populations
Top Canadian Health Insurance Providers:
Compare personalized quotes from Canada's leading insurance companies:
- Alberta Blue Cross: Comprehensive health and dental plans with strong Western Canada presence
- Manulife Financial: Flexible coverage options with extensive paramedical benefits
- Sun Life Assurance: Customizable plans with wellness programs and preventive care
- Canada Life: Family-friendly plans with dental and vision coverage
- Desjardins Insurance: Strong coverage in Quebec with bilingual service
- Green Shield Canada: Not-for-profit insurer with competitive rates
How to Choose the Right Health Insurance Plan:
- Select your province or territory above to see what your government plan covers
- Identify gaps in coverage (prescription drugs, dental, vision, paramedical)
- Compare personalized quotes from multiple providers
- Use our coverage calculator to determine your ideal protection level
- Consider family needs: children's dental, chronic medications, therapy services
- Review deductibles, copayments, and annual maximums
- Enroll online in minutes and start saving on healthcare costs
💡 Did You Know?
Many Canadians pay thousands of dollars per year for healthcare services not covered by provincial plans, including prescription drugs, dental care, vision care, and paramedical services. Private health insurance helps reduce these out-of-pocket costs, making quality healthcare more affordable and accessible.