Critical illness insurance

A type of insurance that pays you a lump sum if you are diagnosed with one of four primary life altering illness such as cancer, heart attack, or stroke.

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There are 'enhanced' critical illness products that will cover the next 20+ most common illnesses that people are diagnosed with (e.g. Multiple Sclerosis or Parkinson’s Disease).

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The exact illnesses covered will be listed in your policy.

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This type of insurance can be purchased on a standalone basis, or may also be added to a life insurance policy or employee group benefits plan.