Health & Dental Insurance Tailored for Retirees
Find personalized health & dental coverage designed specifically for retirees—simple, guaranteed, and built to give you confidence throughout your retirement.

Recommendations are personalized for you and your family based on your unique personal circumstances.
Shop health care plans from Canada's best insurance companies - all in one place. Best rates available, guaranteed.
Aeva advisors don't work on commission. We're simply here to help when you have questions.
So quick, you can get it done between loads of laundry
Tell us about you
Answer a few quick questions about your situation.
Instantly compare
Get your personalized list of curated health & dental plans.
Choose with confidence
Pick a plan independently or chat with one of our licensed advisors. Apply in 20 minutes or less.
You're done
Once approved, we'll ship your policy documents and wallet cards to you. You're all set.
Depending on your plan choice, coverage can begin on the 1st of the next month, or upon approval (for plans that require a review of your medical history).
Why Retirees Choose Aeva
Aeva simplifies health and dental insurance for retirees. Receive personalized coverage recommendations, clear comparisons, and unbiased advice—so you can enjoy your retirement with peace of mind.
Guaranteed Acceptance: Health and dental plans available without medical questionnaires or exams.
Side-by-Side Comparison: Quickly compare plan coverage, features, and pricing—tailored specifically for retirees.
Lowest Available Rates: Feel confident knowing you have access to Canada’s best insurance rates for retirees.
Independent & Objective Advice: Our advisors work for you, not insurance companies.

"At Aeva, we understand that retirement is about enjoying the life you've built. As an independent Canadian brokerage, we help retirees easily find health and dental coverage that's simple, secure, and perfectly suited to your retirement goals."
Types of health insurance plans in Canada
There are three different types of health care plans.
Which one is right for you depends on your unique personal circumstances.
Types of health insurance plans in Canada
There are three different types of health care plans.
Which one is right for you and your family depends on your unique personal circumstances.
FAQs
Common questions and answers.
Medical exams are common for other forms of insurance, such as Life, Disability, and Critical Illness insurance.
It's important to understand that with health insurance, you generally get what you pay for. A higher cost plan will tend to offer more money for more benefits, treatments, and services. Conversely, a lower cost plan will tend to offer less money for fewer benefits, treatments, and services.
The best health insurance plan for you and your family will depend on your budget and what you can sustainably afford.
Using Aeva, you can filter the available plans according to your budget.
It's important to understand that with health insurance, you generally get what you pay for. A higher-cost plan will typically offer more extensive coverage, including more benefits, treatments, and services. Conversely, a lower-cost plan will offer less extensive coverage, with fewer benefits, treatments, and services.
Be a resident of Canada and have coverage under your government health insurance plan. You must also be at least 18 years of age on the date of application for the policy, except for children of an insured person. Quebec residents must also be registered under the RAMQ Prescription Drug Insurance Plan or have equivalent coverage under a group plan.
Note: If the plan is Medically Underwritten, it will require a medical questionnaire, and you will need to qualify medically. If you do not qualify due to your health history, there are alternative options, such as a Guaranteed Acceptance plan, available.
As a Canadian resident, you are covered for basic medical services by your provincial or territorial government health plan.
Individual health insurance plans in Canada are often referred to as 'extended' health care. They extend or supplement your government health plan by covering expenses that your government plan does not.
You can be covered under both an employee group benefits plan and an individual health insurance plan. If you have multiple plans, you would submit your claims sequentially. For instance, you would file a claim with one plan first, then submit the remaining balance to the second plan.
However, it's important to note that you cannot claim the full amount of the same expense twice.
Still have questions?
Check out our full FAQ, or please contact us.