Covered Benefits
Related FAQs
Are MRI's covered by health insurance plans in Canada?
No.
MRI's (magnetic resonance imaging) are typically covered by provincial health care plans in all provinces and territories except Quebec. Therefore, they are not usually included in private health insurance plans.
MRI's (magnetic resonance imaging) are typically covered by provincial health care plans in all provinces and territories except Quebec. Therefore, they are not usually included in private health insurance plans.
Are orthodontics covered by health insurance?
Most health and dental insurance plans generally do not cover orthodontics.
The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.
The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.
What do health insurance plans include?
You can compare all the plan details using Aeva's plan comparison tool.
Health insurance plans cover numerous health care expenses that are not covered under your provincial/territorial plan, such as:
Plans will vary in terms of which benefits they include, so it is important that you understand what is included in the plan of your choosing.
Health insurance plans cover numerous health care expenses that are not covered under your provincial/territorial plan, such as:
- Prescription drugs
- Dental care
- Licensed health care practitioners (e.g. physiotherapists, massage therapists, chiropractors etc.)
- Vision care (e.g. eye exams, glasses, & contact lenses)
- Travel medical insurance
- Ambulance (ground/air), as well as other health care services & medical equipment
Plans will vary in terms of which benefits they include, so it is important that you understand what is included in the plan of your choosing.
Is medical marijuana covered by health insurance?
Medical marijuana coverage can vary depending on your health insurance plan. Be sure to review your plan's specifics.
To qualify for coverage, medical marijuana must be obtained from a licensed producer and prescribed by a licensed healthcare practitioner.
Please note that seeds or plant materials used to grow cannabis are not eligible for coverage.
To qualify for coverage, medical marijuana must be obtained from a licensed producer and prescribed by a licensed healthcare practitioner.
Please note that seeds or plant materials used to grow cannabis are not eligible for coverage.
Are diabetic supplies covered by health insurance?
Diabetic supplies may be eligible for coverage depending on your health insurance plan. Please review your policy details or contact your provider to confirm specific coverage for diabetic supplies.
At Aeva, we assist Canadians in comparing and selecting health insurance plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life to find the one that best suits their medical needs, including potential coverage for diabetic supplies.
At Aeva, we assist Canadians in comparing and selecting health insurance plans from Alberta Blue Cross, Canada Life, Manulife, and Sun Life to find the one that best suits their medical needs, including potential coverage for diabetic supplies.
Which health insurance plans cover brand-name medications?
Some health insurance plans, typically top-tier plans, do cover brand-name medications.
Other plans may cover brand-name medications up to the cost of their generic equivalent.
Use the Aeva plan comparison tools to find which plans cover brand-name medications or speak with an Aeva representative for further assistance.
Other plans may cover brand-name medications up to the cost of their generic equivalent.
Use the Aeva plan comparison tools to find which plans cover brand-name medications or speak with an Aeva representative for further assistance.
Are birth control drugs covered by health insurance plans?
Birth control drugs may be covered depending on the specifics of your health insurance plan. Coverage can vary significantly between providers such as Alberta Blue Cross, Canada Life, Manulife, and Sun Life. We recommend reviewing your plan details or consulting with an Aeva health insurance expert to ensure you have the coverage you need for contraceptives and other medications.
If you are unsure about your plan's coverage, Aeva.ca can help you find the best health insurance policy to match your needs.
If you are unsure about your plan's coverage, Aeva.ca can help you find the best health insurance policy to match your needs.
What information can I find online from my health insurance company?
Though each health insurance company will vary in terms of what they offer for online services, generally you can expect the following items to be accessible online:
Insurance providers such as Alberta Blue Cross, Canada Life, Manulife, and Sun Life typically offer these details online to help you manage your health insurance policy effectively.
- Status of any claims you have submitted
- Your claims history for the last 12+ months
- Benefit details for your health insurance plan including dollar maximums
Insurance providers such as Alberta Blue Cross, Canada Life, Manulife, and Sun Life typically offer these details online to help you manage your health insurance policy effectively.