Alberta Blue Cross - Blue Choice - Level D

• $25,000

Covers trips to hospital in a licensed ambulance in your home province/territory of residence. Covers charges up to the amount between what your government health insurance plan covers and what is reasonable and customary.

• Ground & Air ambulance: 100%

Basic and preventive care

• Includes checkups, cleanings, fillings, extractions and root canals
• Three-month waiting period
• 90% reimbursement  

Dentures (one year waiting period)

• 50% reimbursement

Periodontics (one year waiting period)

• 90% reimbursement

Extensive

• 60% reimbursement
• Includes crowns, bridges and implants (two year waiting period)
• $750 first year combined maximum (applies to basic and preventive care only)
• $2,000 second and subsequent years combined maximum (per year; includes basic, extensive, dentures and periodontics)

Orthodontic (two year waiting period; per lifetime)

• 50%; $2,500

• Hearing aids (per four years): $750

• Blood pressure monitor (per five years): $150
• CPAP sleep apnea appliance (per five years): $750
• Custom braces (per two years): 70%; $750
• Foot orthotics (per year): 70%; $200
• Ileostomy/colostomy, urinary catheters and supplies (per year): 80%; $1,200
• Mastectomy prosthesis (per two years): $200 for single; $400 for double
• Medical aids (per year; crutches, canes, cervical collars, walkers, splints, trusses and traction kits): $250
• Orthopedic shoes (per year): $250
• Oxygen and equipment (per year): $2,500
• Prosthetics (per year): $300
• Surgical stockings (per year): $200
• Wheelchair (per three years): $1,500

• Accidental dental care (per incident): $3,000
• Acupuncturist, homeopath, osteopath and naturopath (per visit): $50
• Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath): $350
• Chiropractor (per visit): $40
• Physiotherapist and massage therapist (per visit): $60
• Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist): $600
• Podiatrist and chiropodist (per visit): $25
• Combined maximum (per year; includes podiatrist and chiropodist): $300
• Psychologist (including iCBT) (per visit/per year): $150/$1,800
• Individual Assistance Program (IAP) (per calendar years): 12 sessions

• Direct bill
• 80% reimbursement
• $10,000 annual maximum
• Reduces to $2,000 per year once any individual turns 65.
• Includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines.

• 100% reimbursement
• $5 million lifetime maximum
• Coverage provided for the first 30 days of a trip
• Covers travel outside of your province or territory or outside of Canada
• Available until the age of 65

If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 3 months before your trip, expenses related to this condition are not included.

• Including eye exams (per two years): $300