Is it worth having a health insurance plan?
The choice of having an individual health insurance plan for you and your family is a personal one.
As with any form of insurance, you don't always need it, but when you do, you're usually glad you have it.
If you insure your home or your car, why would you not also insure your own health—which is arguably the most valuable of all these items?
An individual health insurance plan helps cover unforeseen expenses which are not covered by a government health insurance plan.
e.g. prescription drugs, supplemental costs of surgeries, consultations with licensed health care practitioners, dental and vision appointments, etc.
As with any form of insurance, you don't always need it, but when you do, you're usually glad you have it.
If you insure your home or your car, why would you not also insure your own health—which is arguably the most valuable of all these items?
An individual health insurance plan helps cover unforeseen expenses which are not covered by a government health insurance plan.
e.g. prescription drugs, supplemental costs of surgeries, consultations with licensed health care practitioners, dental and vision appointments, etc.