Canada's First
Health Insurance Marketplace

No, there is no physical or other medical exam required to qualify for any health or dental care plan. Medical exams are common for other forms of insurance, such as Life, Disability, Critical Illness etc.

Aeva shows you all the plans available to you in your local province/territory. It's important to understand that with health insurance, you generally get what you pay for. i.e. A higher cost plan will tend to offer more money, for more benefits, treatments, and services. Conversely, a lower cost plan will tend to offer less money, for fewer benefits, treatments, and services. Which plan is 'the best' for you and your family will often depend on your budget and what you can sustainably afford.

Aeva shows you all the plans available to you in your local province/territory. Using Aeva you can filter the plans presented to you according to your budget. It's important to understand that with health insurance, you generally get what you pay for. i.e. A higher cost plan will tend to offer more money, for more benefits, treatments, and services. Conversely, a lower cost plan will tend to offer less money, for fewer benefits, treatments, and services.

To be eligible for an individual health insurance plan, you must meet the following requirements (regardless of insurance company): - be a resident of Canada, - have coverage under your government health insurance plan, - be at least 18 years of age on the date of application for the policy, except for children of an insured person. - Quebec residents must also be registered under the RAMQ Prescription Drug Insurance Plan or have equivalent coverage under a group plan, and Note: If the plan is Medically Underwritten it will require a medical questionnaire, and you will need to qualify medically. If you do not qualify due to your health history there are alternative options (e.g. Guaranteed Acceptance plan) available.

Individual health insurance helps to pay for health and dental expenses you may incur. As a Canadian resident you are covered for basic medical services by your provincial/territorial government health plan. Individual health insurance plans in Canada are generally referred to as 'extended' health care - because they extend or supplement your government health plan and help fill-in the gaps by covering expenses that your government plan does not.

It's not unusual to be covered by multiple health plans. You can be covered under an employee group benefits plan and have your own individual health insurance plan. If you are covered by multiple plans, you would submit your claims sequentially. i.e. Claim first on one plan, and then submit the outstanding balance to the second plan. You cannot however claim the full amount of the same expense twice.